To get a business CIBIL report, visit the official CIBIL website for businesses and create an account by providing your business details like name, PAN, and registration information. After verifying your identity through an OTP, make a payment to access the full report. The report includes your business credit score, credit history, and outstanding loans. Regularly monitor your business CIBIL report to maintain a healthy credit profile and address any discrepancies that may affect your business’s creditworthiness.
To get a business CIBIL report, follow these steps:
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Visit the CIBIL Website: Go to the official CIBIL website for businesses (www.cibil.com/business).
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Create a Business Account: If you don't already have one, register your business by providing details like the company name, PAN (Permanent Account Number), registered address, and contact information.
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Provide Business Details: You’ll need to provide your business identification details, such as the company’s PAN, registration number, and financial information, such as turnover and business structure (LLP, partnership, private limited, etc.).
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Identity Verification: Similar to personal reports, you will be asked to verify your identity, usually through an OTP sent to the registered mobile number or email.
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Make the Payment: To access your full business CIBIL report, a fee will be charged. There may be different plans based on the type and details of the report you wish to obtain.
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Access the Report: Once payment is completed, you can view and download your business CIBIL report, which includes your business credit score and detailed credit history.
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Monitor Regularly: Regularly check your business CIBIL report to ensure that your business's credit health is in good standing and to identify any errors that could affect your credit score.